When you realized that you weren't going to be able to catch up on your bills, it upset you a lot. You felt like you were a failure and that you would always be struggling with debt.
You should know that most people go through a situation like yours at one time or another. Whether it's because of a medical emergency, a lost job or another problem, financial issues can be a result. There is no shame in needing help, and bankruptcy is one option that you can pursue.
Chapter 7 bankruptcy is a type of bankruptcy that allows you to eliminate the majority of unsecured debts, like credit card debts or medical bills. In exchange, you may need to give up (or liquidate) some of your assets. You won't always have to give up items in your possession, however, depending on the exemptions you can use and what you own.
...